You’re ready to pop the question—congratulations! The ring is perfect, the moment is planned, and you can already picture their face lighting up when they lay eyes on that sparkle. But before you get down on one knee, here’s one important step that’s easy to overlook: getting the ring appraised. Yes, really.

Here’s why taking the time for an appraisal pre-proposal could be one of the best decisions you make.

1. Get a Clear, Verified Valuation for Insurance (Before It Leaves Your Hands)

You’ve invested in a ring that’s meant to last a lifetime, so why leave it to chance? Getting an appraisal establishes an accurate, professional value for the ring—one that’s often quite different from the purchase price. With a verified appraisal in hand, you’ll be able to insure the ring at its true value *before* it’s ever worn in the world. And once it’s on their finger? Trust us, no one wants to take it off for an appraisal.

2. Avoid the Post-Proposal Paperwork Rush

After the proposal, you’re going to be busy celebrating, not dealing with paperwork. Appraising your ring now means you can avoid the post-engagement rush to secure insurance, file paperwork, or gather documents. With the appraisal and insurance squared away, you can focus on the excitement of being engaged—stress-free and fully covered.

3. An Appraisal Document is Key for Insurance—A Receipt Isn’t Enough

While your purchase receipt confirms what you paid, insurance companies often require a full appraisal for high-value jewelry. This official document provides a detailed description of the ring’s gemstones, metal quality, and unique design elements. Without an appraisal, you may risk being underinsured or not fully covered if anything happens to the ring. Getting this document before the proposal ensures every detail is protected, so your gift is as secure as it is special.

4. Avoid January’s Appraisal Rush and Get Peace of Mind Now

Holiday engagements are so popular that January tends to be the busiest month of the year for jewelry appraisals. By getting an appraisal before the proposal, you skip the New Year’s rush, avoid the wait times, and have one less thing to worry about when all you should be thinking about is making the big moment perfect.

5. You’re Protecting an Heirloom in the Making

This engagement ring could become a family heirloom, passed down for generations. An appraisal early on preserves its story from the beginning, establishing its official worth and setting it up for proper care over time. Getting this documentation now means you’re treating the ring with the care it deserves as a piece that could be treasured by future generations.

Get Your Ring Proposal-Ready with an Appraisal

If you’re preparing for a proposal, don’t leave anything to chance. Here in the Greater Baltimore Area, we’re ready to help you appraise your engagement ring with the utmost care, accuracy, and detail, so you can propose with confidence. Schedule your appraisal today and make sure your ring is truly ready for that unforgettable moment.